Iowa Injuries

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Search results for “borrowed car insurance”

20 results

Nursing home claim or borrowed-car insurance fight - which is smarter first?

A single parent in Cedar Rapids can't afford two slow injury fights at once, so this breaks down which claim usually moves faster and which one actually pays for the bigger damage.

ARTICLE by Angela Washington

commercial use exclusion

Like using a pickup for weekend errands and then finding out the insurer treats it differently the moment it starts hauling paid deliveries, the surprise is that a personal car...

I just found out the Ames ER sent my kid home too fast and now the insurer is using that against us

A project manager in Ames is getting jerked around after a child's facial dog bite because the quick ER discharge is being twisted into "not a serious injury."

ARTICLE by Hieu Nguyen

What happens if I ignore the insurance doctor after my Iowa City Uber crash?

If you get this wrong, the insurer may argue you failed to cooperate, delay payment, or claim your injuries are not tied to the crash at all. The common mistake is treating the...

period 3 coverage

What insurance applies when a rideshare driver already has the passenger in the car? That is period 3 coverage: the stage of a rideshare trip that starts once the rider gets in...

Boss says keep quiet, the insurer says you were partly at fault, and your panic attacks are getting worse

A Des Moines commuter can still pursue serious emotional distress damages after witnessing a fatal crash, even if the insurer is trying to hang the whole thing on a minor traffic violation.

ARTICLE by Gary Johannsen

You may see this phrase in an insurance letter, a landlord dispute, or a call with an adjuster: "The owner had no prior knowledge the dog was dangerous," or "There was no...

Can I still recover if Iowa City says I caused the pothole crash?

Yes - if you were not more than 50% at fault. Iowa does not use the made-up insurance rule that "any fault kills your claim." Under Iowa's modified comparative fault rule, you...

long-term care insurance

A private insurance policy that helps pay for ongoing help with daily living when age, illness, disability, or cognitive decline makes independent care unsafe or unrealistic....

Rear-ended in Ames, then the hospital gave you the wrong drug - now what?

A teacher in Ames may be dealing with two separate fights after one wreck: proving the crash when the other driver lies, and untangling a hospital medication error that made everything worse.

ARTICLE by Pete Callahan

Eight months later, the contractor is still lying about your SSDI and immigration status

An undocumented worker in Des Moines can still pursue a claim after a roof fall, and SSDI usually is not the benefit that gets wrecked by a settlement.

ARTICLE by Hieu Nguyen

What happens if I see my own OB after a Des Moines crash?

What the insurance company does not want you to know is that seeing your own OB after a crash usually helps your claim, especially during Iowa winter wrecks where black ice,...

Can my Sioux City boss deny my injury claim because I'm undocumented?

Yes - if you believe that lie, you can lose medical care, wage benefits, and the paper trail you need before the employer and insurer bury the claim. The outcome usually turns...

My mom got hit near an Iowa City school bus stop, can we still claim?

Yes. A driver hitting a pedestrian near an Iowa City school bus stop can still lead to an injury claim, even if the insurance adjuster is already blaming your mom. A common...

Did I wait too long to get my own doctor after an Iowa crash?

"When did you first get a doctor to say this crash made your old condition worse?" That is the adjuster's next question, and your answer matters because Iowa claims are often...

How much is a Des Moines dog attack claim worth if the lease forces arbitration

A Des Moines restaurant server got attacked by a dog that got out through a broken fence, and now the fight is over value, liability, and whether a lease arbitration clause can box the injury claim into a private process.

ARTICLE by Maria Perez

Your lawyer went quiet and the bills didn't - yes, you can switch

You can change lawyers in an Iowa injury case, but the money fight usually happens between the attorneys, not out of your pocket upfront.

ARTICLE by Hieu Nguyen

landlord liability for tenant's dog

People often mix this up with dog owner liability, but they are not the same. Dog owner liability is the legal responsibility of the person who owns or keeps the dog when it...

meconium aspiration

A finding like this can make or break the value of a birth-injury case because it may point to oxygen deprivation, emergency delivery delays, and the kind of newborn harm that...

Undocumented in Cedar Rapids, can I still file after a crash two years ago?

The surprise is this: being undocumented usually does not block an Iowa injury claim. What kills these cases is usually the calendar, not immigration status. The common mistake...