Iowa Injuries

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Search results for “shared fault”

20 results

I just found out the Ames ER sent my kid home too fast and now the insurer is using that against us

A project manager in Ames is getting jerked around after a child's facial dog bite because the quick ER discharge is being twisted into "not a serious injury."

ARTICLE by Hieu Nguyen

Boss says keep quiet, the insurer says you were partly at fault, and your panic attacks are getting worse

A Des Moines commuter can still pursue serious emotional distress damages after witnessing a fatal crash, even if the insurer is trying to hang the whole thing on a minor traffic violation.

ARTICLE by Gary Johannsen

Missing Records After a Patient Lifting Back Injury

If you were hurt moving a patient in an understaffed Iowa hospital, the first fight is often over evidence that should have existed but somehow keeps "disappearing."

ARTICLE by Keith Haroldson

Rear-ended in Ames, then the hospital gave you the wrong drug - now what?

A teacher in Ames may be dealing with two separate fights after one wreck: proving the crash when the other driver lies, and untangling a hospital medication error that made everything worse.

ARTICLE by Pete Callahan

You may see this phrase in an insurance letter, a landlord dispute, or a call with an adjuster: "The owner had no prior knowledge the dog was dangerous," or "There was no...

Nursing home claim or borrowed-car insurance fight - which is smarter first?

A single parent in Cedar Rapids can't afford two slow injury fights at once, so this breaks down which claim usually moves faster and which one actually pays for the bigger damage.

ARTICLE by Angela Washington

Can I still recover if Iowa City says I caused the pothole crash?

Yes - if you were not more than 50% at fault. Iowa does not use the made-up insurance rule that "any fault kills your claim." Under Iowa's modified comparative fault rule, you...

landlord liability for tenant's dog

People often mix this up with dog owner liability, but they are not the same. Dog owner liability is the legal responsibility of the person who owns or keeps the dog when it...

How much is a Des Moines dog attack claim worth if the lease forces arbitration

A Des Moines restaurant server got attacked by a dog that got out through a broken fence, and now the fight is over value, liability, and whether a lease arbitration clause can box the injury claim into a private process.

ARTICLE by Maria Perez

The biggest trap is thinking this means a baby was simply born "not breathing" for a moment. It is more specific than that. Birth asphyxia is a lack of enough oxygen and blood...

commercial use exclusion

Like using a pickup for weekend errands and then finding out the insurer treats it differently the moment it starts hauling paid deliveries, the surprise is that a personal car...

My manager says panic attacks after a Davenport crash don't count for workers' comp - is that actually true

A Davenport retail worker can still have a workers' comp issue when crash-related mental health symptoms start wrecking sleep, work, and daily life, even if the employer is pushing hard to keep it off the books.

ARTICLE by Angela Washington

What happens if I ignore the insurance doctor after my Iowa City Uber crash?

If you get this wrong, the insurer may argue you failed to cooperate, delay payment, or claim your injuries are not tied to the crash at all. The common mistake is treating the...

placental abruption

Defense lawyers and insurers may frame this as a sudden, unavoidable pregnancy emergency - something that "just happens" with no warning and no one to blame. That is only...

attractive nuisance

This can be the difference between having no claim at all and having a viable case when a child is hurt on someone else's property. Iowa property owners usually owe very little...

meconium aspiration

A finding like this can make or break the value of a birth-injury case because it may point to oxygen deprivation, emergency delivery delays, and the kind of newborn harm that...

Eight months later, the contractor is still lying about your SSDI and immigration status

An undocumented worker in Des Moines can still pursue a claim after a roof fall, and SSDI usually is not the benefit that gets wrecked by a settlement.

ARTICLE by Hieu Nguyen

uterine rupture

What does it mean if the uterus "ruptures" during labor? It means the wall of the uterus tears, either partially or completely, during pregnancy or delivery. This is a medical...

brachial plexus injury

Like a bundle of electrical wires running from the neck into the shoulder and arm, the brachial plexus carries the signals that let a person move, feel, and use the arm and...

period 3 coverage

What insurance applies when a rideshare driver already has the passenger in the car? That is period 3 coverage: the stage of a rideshare trip that starts once the rider gets in...